二胎/信貸/房貸

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民間貸款(一、二胎)
產品特色:負債比過高、銀行退件、個人信用瑕疵、退票、卡債過高、房貸遲繳皆可辦理,免徵信、免保人。 快速放款,簽約最快30分鐘內放款,沒有區域限制,全省皆可辦理,沒有銀行的高門檻,沒有錢莊的高利息,可代償錢莊與當舖或民間二胎。

申請條件:自己持有土地二胎,建地,農地,山坡地,持分皆可。
     自己持有房屋,坪數不限,屋齡不拘。
     滿20歲以上皆可辦理,年齡無上限。

貸款利率:每10萬元,每月利息約1,500至2,500元(利率1.5~2.5%),年利率(18~30%),銀行約(18~20%)。
還款方式:可一次結清或分期攤還,也可只繳利息暫不繳本金,提前清償無任何違約金問題。
準備文件:身分證正本(雙證件)、戶籍謄本、印鑑證明(戶政申請)、土地、建物所有權狀(正本),房貸繳款餘額清單(銀行申請)。

民間信貸
產品特色:負債比過高、銀行退件、個人信用瑕疵、退票、卡債過高、房貸遲繳皆可辦理,免徵信、免保人。 快速放款,簽約最快30分鐘內放款,沒有區域限制,全省皆可辦理,沒有銀行的高門檻,沒有錢莊的高利息,可代償錢莊與當舖或民間代書貸款。
申請條件:軍公教、一般企業員工有勞保薪轉即可。
貸款利率:每10萬元、每月利息2500~3500元。
還款方式:本利攤還。
準備文件:雙證件影本、薪轉存摺半年份、勞保異動明細(勞保局) 財產+所得清單(國稅局)、全戶戶籍謄本(各戶政事務所)。


屏東的何先生32歲,生長於農業家庭,家中成員全都以務農為生。 年輕人有更創新的想法,不甘於父親的農作物每次收成,都只能低價交給當地產銷班,於是想要發展精緻農業,讓作物能有更好的價錢,但是開始必須要有一筆資金投入設備和機具,礙於父親年事已高,何先生本身又是協商戶,詢問多家銀行及農會後,均無法貸款到所需要的錢來進行農業改革,於是在同莊朋友建議下找鉅軒專業代書協助,經由鉅軒專業代書的低利民間農地貸款,在一天半的時間內便成功的貸到了250萬現金。 18個月後…何先生還清了貸款,說雖然民間貸款利息是比農會高一些,但還是我們一般人負擔的起,不像地下錢莊,現在我的農田已經都上軌道,且農作物收入是之前的三倍,真是太爽了,謝謝你們的及時幫助,愛拼才會贏。


高雄邱先生,為了讓家中妻兒能過上好一點的生活,經由朋友的慫恿去從事走私違禁品,後來被查到判刑2年。 服役期間,信用卡、信貸、車貸都沒人繳…出獄後三個月,經友人介紹在高雄一間機械工廠工作,領著一個月25K的薪水。 因覺得曾經欠缺考慮而導致犯下錯誤,對不起家人,想補償過去的虧欠,但又不能重蹈覆轍,於是想起了老本行貨櫃屋的生意,於是找上了之前同事,想用兼差賺外快的方式,改善收入。 做貨櫃屋生意需資金先進中古貨櫃再整理,所以想將名下持分土地至銀行貸款,但持分的土地銀行是不承作的,且本身條兼亦為銀行不承貸戶,邱先生只好向民間融資,雖然暫時解決了問題,但高額的利息卻讓他不堪負荷,透過工廠同事的介紹,找上了鉅軒專業代書來辦理持分土地貸款,短短一天半,即為邱先生貸到了50萬的資金,不但幫邱先生還清了民間高利貸款,也解決了週轉問題,進而改變收入。


新竹王先生,25年前與三位好友合夥開設一間電子工廠,當時台灣經濟正在起飛,工廠也經營的有聲有色,不但在台灣擴廠,員工數量增加,甚至也到對岸設廠,專門出口國外生意,可說是事業有成。 然而時代變遷,科技日新月異,韓國的削價競爭,使得王先生工廠訂單越來越少,已經無法負荷開支,看到辛苦這麼多年好不容易建立的工廠,和一些打拼20幾年的老員工,實在不忍就此放棄,於是決定要做出更精良的產品,以品質來爭取訂單。 新的產品需要新的機台,須符合國際規範檢驗合格,價錢自然不斐。因為已經苦撐2~3年開支,公司能跟銀行貸款的額度早已飽和無法再貸出資金買機台,便請資深會計上網比較有無利息較低的民間資金。經過幾通電話詢問後,覺得鉅軒專業代書的利息跟收費較合理,便請他們來公司當面洽談,經了解王先生的狀況後,決定用各股東的房屋,利用二胎貸款的方式取得3000萬的資金,總算解決了將近關廠的危機。 現在有了新的技術跟產品,訂單自然接著來,慢慢的清償了債務… 數十位五十幾歲的老員工跟公司股東們…都笑了。


台中賴先生是一位水電工程小包商,工程完工後都是要3~6個月後,上游廠商才能撥款,無法立即領到現金。因為求好心切,短時間內就承接了好幾個案場,沒有仔細算到材料費跟工人的工資必須先自行支付,導致了周轉急迫的問題,眼看票期即將到期,而資金卻遲遲無法到位,突然想到母親留有一塊持分建地,於是找上鉅軒專業代書幫他解決這個燃眉之急,順利幫賴先生申貸到200萬的資金,解決了票款的問題,讓賴先生的信用可以繼續維持良好的紀錄。 還清了代書貸款後…因為領取工程款的時間都不一,所以還是常要趕三點半扎票,跟鉅軒代書貸款沒有綁約,可隨借隨還,無違約金。後來決定先把設定留著,需要資金周轉時只要一通電話,即刻把賴先生需要的資金匯入帳戶,省時方便不用自己跑銀行,讓安排工作更順暢。


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Can I still get Covid after the vaccine? A vaccine that is 90% effective means, theoretically, that if 200 million people are vaccinated, around 20 million of them might still be infected and get sick. The vaccine's actual effectiveness may vary depending on one's underlying immune system and exposure risk. ASHEVILLE, N.C. (WLOS) — People who are fully vaccinated against COVID-19 can still test positive for the virus. It’s what health officials call vaccine breakthrough cases. New numbers from the CDC show 1,949 breakthrough cases of COVID involving hospitalization or death have been confirmed among the vaccinated population. Of that number – 18 percent of the cases were fatal. “None of the vaccines are 100 percent effective,” said Dr. William Hathaway, Chief Medical Officer for Mission Hospital. ASHEVILLE MIDDLE OPENS DOORS FOR FIRST-OF-MANY VACCINE CLINICS FOR THOSE AGES 12 AND UP Dr. Hathaway said the vaccines are working exactly as scientists predicted. “They dramatically reduce your likelihood of being infected, but they don’t completely eliminate it,” he told News 13. Because of that, it's not surprising that people who have been fully vaccinated are still testing positive for COVID. “The number of cases is very, very small and those who are infected after vaccination have some immunity, and so the severity of their illness is also dramatically reduced,” said Dr. Hathaway. Hathaway even said they've seen examples of this amongst staff. [caption id="attachment_1899" align="aligncenter" width="648"] New numbers from the CDC show 1,949 breakthrough cases of COVID-19 involving hospitalization or death have been confirmed among the vaccinated population. (Photo credit: WLOS staff)[/caption] MODERNA SAYS ITS COVID-19 SHOT WORKS IN KIDS AS YOUNG AS 12 “We’ve had employees at Mission, a handful of employees, who we know were vaccinated and then were infected early on. Others have been infected later on,” he said. Henderson County reports seeing some, too. “So, we have had cases where people test positive for COVID-19 after being fully vaccinated reported to us,” said Crystal O’Dell, Henderson County’s director of nursing. O'Dell said although rare – it's happening. Less than 20 cases have been reported to the Henderson County Health Department. No one died or had to be hospitalized, and, so far, none have met state criteria. “Right now, to report to the state they have to have genetic sequencing complete on that testing sample and, unfortunately, by the time the positive has been reported to us, the sample has degraded to the point where it can’t be genetically sequenced,” added O’Dell. [caption id="attachment_1900" align="aligncenter" width="648"] New numbers from the CDC show 1,949 breakthrough cases of COVID-19 involving hospitalization or death have been confirmed among the vaccinated population. (Photo credit: WLOS staff)[/caption] Because of that, it means the number of breakthrough cases in North Carolina is likely being under-reported right now. In an email on May 18, we asked the state health department if that was case, and, if so, why that was happening. We never got a response back to that. However, in an email to News 13 back on April 7, a spokesperson for NCDHHS wrote, “As of April 5, we were aware of 111 breakthrough cases in North Carolina that have met the CDC’s definition, including 7 known hospitalizations, and sadly one death.” Then, on May 3, we received another emailed response stating, “A linkage of vaccine and case data from April 19 identified 578 likely breakthrough cases.” “The most important number is what the state is going to consider a breakthrough case or not,” added O’Dell. It's not just happening in North Carolina. NEARLY HALF OF ALL US ADULTS FULLY VACCINATED, WHITE HOUSE SAYS Recently, HBO host and comedian Bill Maher posted a tweet. It revealed he tested positive for COVID despite receiving the vaccine. It came at the same time as a handful of vaccinated New York Yankees players also tested positive. "I don't know anything specific about the ball team. We do know, of course, that the vaccines are incredibly effective, but not 100%. So, you are going to see people who are fully vaccinated who still get sick,” said Dr. Francis Collins, Director for the NIH. It can be worrisome, but all healthcare providers agree that your best bet is to just get the shot. “You can still get COVID-19 if you’re vaccinated, but the good news is you won’t be as sick as you might have been if you weren’t vaccinated,” said O’Dell. So far, in the U.S., 125 million people have been fully vaccinated, which means those breakthrough cases account for fewer than one in 64,000 vaccinated people. As for the demographic and people testing positive after being fully vaccinated, it’s a wide range and hard for doctors to pinpoint why it happens to some and not others. Going forward, doctors say they are more worried about the vaccine not being able to recognize one of the new variants of the virus.